Haddon Heights, NJ
How exposed is Haddon Heights to wildfire?
Haddon Heights sits at the 43rd percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 3,065 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Haddon Heights at the 47th percentile, close to its 43rd-percentile risk score.
Where Haddon Heights's buildings actually sit
Only 15.2% of Haddon Heights's 3,065 buildings carry Direct exposure and 0% carry Indirect; the remaining 84.8% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Where Haddon Heights ranks
Haddon Heights scores 43rd nationally and 47th within New Jersey — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Haddon Heights ranks 17,906 for wildfire risk (1 is highest) and 5,335 by building count (1 is largest). Within New Jersey alone, it ranks 371 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
What this risk score means for insurance
Haddon Heights's elevated rating (43rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Even with 84.8% of Haddon Heights outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Haddon Heights's figures come from
Haddon Heights's 43rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Haddon Heights's dominant minimal exposure actually means, with real examples from across the dataset.