Hachita, NM
Hachita wildfire risk explained
Hachita sits at the 63rd percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 81 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Hachita's burn probability — fire likelihood with no building count factored in — sits at the 63rd percentile nationally.
Where Hachita's buildings actually sit
Direct exposure dominates in Hachita: 66.7% of its 81 buildings, versus 33.3% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Hachita ranks
Hachita's 63rd national percentile looks worse in isolation than its 34th ranking inside New Mexico does — this place is on the milder end for its own state, by 29 points. Among the 31,521 US communities USFS scores, Hachita ranks 11,544 for wildfire risk (1 is highest) and 29,858 by building count (1 is largest). Within New Mexico alone, it ranks 325 of 495 places by risk. See the full county-by-county picture for New Mexico on its state page.
What this risk score means for insurance
Hachita's 63rd-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
With 66.7% of Hachita in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 81 counted buildings into the percentiles shown above for Hachita. For more on what direct exposure implies beyond Hachita, see the exposure-zones guide.