Gypsum, KS
How exposed is Gypsum to wildfire?
Gypsum sits at the 46th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 307 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Gypsum's burn probability — fire likelihood with no building count factored in — sits at the 39th percentile nationally.
Gypsum's building exposure, zone by zone
84.7% of Gypsum's 307 buildings sit in USFS's Minimal exposure zone, with only 15.3% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Gypsum against the rest of the country
Inside Kansas, Gypsum sits at just the 23rd percentile even though it scores 46th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Gypsum ranks 17,046 for wildfire risk (1 is highest) and 21,443 by building count (1 is largest). Within Kansas alone, it ranks 557 of 721 places by risk. See the full county-by-county picture for Kansas on its state page.
What this risk score means for insurance
Gypsum's elevated rating (46th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Even with 84.7% of Gypsum outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 307 counted buildings into the percentiles shown above for Gypsum. For more on what minimal exposure implies beyond Gypsum, see the exposure-zones guide.