Gwynneville, IN
How exposed is Gwynneville to wildfire?
USFS's Wildfire Risk to Communities model puts Gwynneville at the 0th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 156 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Gwynneville's burn probability — fire likelihood with no building count factored in — sits at the 0th percentile nationally.
Where Gwynneville's buildings actually sit
80.1% of Gwynneville's 156 buildings sit in USFS's Minimal exposure zone, with only 19.9% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Gwynneville ranks
Gwynneville scores 0th nationally and 1st within Indiana — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Gwynneville ranks 31,491 for wildfire risk (1 is highest) and 26,613 by building count (1 is largest). Within Indiana alone, it ranks 961 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Gwynneville and the insurance market
Gwynneville's low wildfire rating (0th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Gwynneville
Gwynneville's 80.1% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Gwynneville's figures come from
The methodology guide shows exactly how USFS turned 156 counted buildings into the percentiles shown above for Gwynneville. The exposure-zones guide covers what Gwynneville's dominant minimal exposure actually means, with real examples from across the dataset.