Guys, TN
Guys wildfire risk explained
Guys sits at the 69th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 351 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Guys at the 72nd national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS classifies 97.2% of Guys's buildings as Direct exposure, higher than its 2.9% Indirect share and far above its 0% Minimal share — a profile where 341 structures sit close enough to vegetation that lot clearing matters most.
Where Guys ranks
There's little gap between Guys's 69th national percentile and its 64th percentile inside Tennessee, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Guys ranks 9,781 for wildfire risk (1 is highest) and 20,290 by building count (1 is largest). Within Tennessee alone, it ranks 184 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
What this risk score means for insurance
Guys's 69th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Guys
With 97.2% of Guys in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Guys's figures come from
Every one of the two percentiles behind Guys's 9,781-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Guys's dominant direct exposure actually means, with real examples from across the dataset.