Gutierrez, TX
Gutierrez wildfire risk explained
Gutierrez sits at the 95th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 44 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Gutierrez's burn probability — fire likelihood with no building count factored in — sits at the 96th percentile nationally.
What "at risk" means for the buildings here
81.8% of Gutierrez's 44 buildings sit in USFS's Direct exposure zone, roughly 36 structures close enough to burnable vegetation for flame contact, not just embers — 18.2% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Gutierrez ranks
Gutierrez scores 95th nationally and 95th within Texas — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Gutierrez ranks 1,618 for wildfire risk (1 is highest) and 31,083 by building count (1 is largest). Within Texas alone, it ranks 92 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Gutierrez and the insurance market
At the 95th percentile nationally, Gutierrez carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Gutierrez
Gutierrez's 81.8% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Gutierrez's 1,618-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Gutierrez, see the exposure-zones guide.