Gustine, TX
Gustine wildfire risk explained
Gustine sits at the 91st percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 385 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Gustine at the 91st percentile, close to its 91st-percentile risk score.
Where Gustine's buildings actually sit
385 buildings are counted in Gustine, and 56.4% of them are Indirect exposure — ember-driven risk rather than the 43.6% in Direct exposure or the 0% rated Minimal.
Where Gustine ranks
Gustine's risk sits at a similar level relative to Texas (87th percentile statewide) as it does nationally (91st) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Gustine ranks 2,783 for wildfire risk (1 is highest) and 19,531 by building count (1 is largest). Within Texas alone, it ranks 235 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Gustine
Gustine's 91st-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Gustine's 56.4% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Gustine's 2,783-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Gustine, see the exposure-zones guide.