Gustine, CA
How exposed is Gustine to wildfire?
USFS scores Gustine at the 77th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 2,302 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Gustine at the 77th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Gustine's building exposure, zone by zone
Gustine rates 60.6% Minimal exposure against just 7.7% Direct and 31.8% Indirect — of 2,302 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How Gustine compares
Inside California, Gustine sits at just the 36th percentile even though it scores 77th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Gustine ranks 7,307 for wildfire risk (1 is highest) and 6,697 by building count (1 is largest). Within California alone, it ranks 1,009 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
Shopping for coverage in Gustine
Gustine's 77th-percentile score lands in California, the only two states requiring a wildfire disclosure at sale. California's surplus-lines homeowners market passed 300,000 policies for the first time in 2025, driven by carriers pulling back from wildfire-exposed areas statewide. The disclosure-law guide covers what it requires.
Lowering exposure, not just insuring around it
With 60.6% of buildings rated Minimal exposure, Gustine gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Gustine's figures come from
Every one of the two percentiles behind Gustine's 7,307-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Gustine's dominant minimal exposure actually means, with real examples from across the dataset.