Gurley, NE
Gurley, NE's wildfire risk, in USFS's own numbers
USFS scores Gurley at the 28th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 194 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Gurley at the 26th national percentile — 3 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
84.5% of Gurley's 194 buildings sit in USFS's Minimal exposure zone, with only 15.5% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
How Gurley compares
There's little gap between Gurley's 28th national percentile and its 14th percentile inside Nebraska, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Gurley ranks 22,567 for wildfire risk (1 is highest) and 25,084 by building count (1 is largest). Within Nebraska alone, it ranks 499 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
Gurley and the insurance market
At the 28th national percentile, Gurley rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Even with 84.5% of Gurley outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Gurley's 28th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Gurley, see the exposure-zones guide.