Guide Rock, NE
Guide Rock wildfire risk explained
Guide Rock sits at the 45th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 263 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Guide Rock's burn probability — fire likelihood with no building count factored in — sits at the 44th percentile nationally.
Where Guide Rock's buildings actually sit
Indirect exposure is dominant in Guide Rock (82.1% of 263 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 17.1% sit in the Direct zone.
Where Guide Rock ranks
Guide Rock ranks lower within Nebraska (30th percentile statewide) than its 45th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Guide Rock ranks 17,271 for wildfire risk (1 is highest) and 22,740 by building count (1 is largest). Within Nebraska alone, it ranks 407 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
What this risk score means for insurance
Guide Rock's elevated wildfire rating (45th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Guide Rock
Because 82.1% of Guide Rock's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 263 counted buildings into the percentiles shown above for Guide Rock. For more on what indirect exposure implies beyond Guide Rock, see the exposure-zones guide.