Guernsey, IA
Guernsey wildfire risk explained
USFS's Wildfire Risk to Communities model puts Guernsey at the 54th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 84 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Guernsey at the 55th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Guernsey rates 67.9% Minimal exposure against just 32.1% Direct and 0% Indirect — of 84 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Guernsey against the rest of the country
Within Iowa, Guernsey ranks higher (74th percentile) than it does nationally (54th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Guernsey ranks 14,367 for wildfire risk (1 is highest) and 29,726 by building count (1 is largest). Within Iowa alone, it ranks 261 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Shopping for coverage in Guernsey
At the 54th national percentile, Guernsey rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Guernsey
With 67.9% of buildings rated Minimal exposure, Guernsey gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Guernsey's figures come from
Every one of the two percentiles behind Guernsey's 14,367-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Guernsey's dominant minimal exposure actually means, with real examples from across the dataset.