Grygla, MN
Grygla wildfire risk explained
Grygla's 186 buildings earn a 68th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Grygla at the 66th national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Grygla's buildings actually sit
Most of Grygla's buildings (83.9% of 186) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
How Grygla compares
Grygla's 92nd-percentile standing inside Minnesota outpaces its 68th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Grygla ranks 9,955 for wildfire risk (1 is highest) and 25,392 by building count (1 is largest). Within Minnesota alone, it ranks 69 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Shopping for coverage in Grygla
Grygla's 68th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Even with 83.9% of Grygla outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Grygla's 68th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Grygla, see the exposure-zones guide.