Grundy, VA
How exposed is Grundy to wildfire?
USFS's Wildfire Risk to Communities model puts Grundy at the 93rd national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 509 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Grundy at the 95th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Grundy's building exposure, zone by zone
Of Grundy's 509 counted buildings, 78% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Grundy ranks
There's little gap between Grundy's 93rd national percentile and its 100th percentile inside Virginia, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Grundy ranks 2,095 for wildfire risk (1 is highest) and 17,203 by building count (1 is largest). Within Virginia alone, it ranks 3 of 681 places by risk. See the full county-by-county picture for Virginia on its state page.
Grundy and the insurance market
Grundy's 93rd-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Grundy
Grundy's 78% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 509 counted buildings into the percentiles shown above for Grundy. For more on what direct exposure implies beyond Grundy, see the exposure-zones guide.