Gruetli-Laager, TN
Gruetli-Laager, TN's wildfire risk, in USFS's own numbers
Gruetli-Laager's 1,290 buildings earn a 84th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Gruetli-Laager at the 87th national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
Gruetli-Laager's building exposure, zone by zone
Of Gruetli-Laager's 1,290 counted buildings, 97.3% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Gruetli-Laager against the rest of the country
Gruetli-Laager's risk sits at a similar level relative to Tennessee (94th percentile statewide) as it does nationally (84th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Gruetli-Laager ranks 5,177 for wildfire risk (1 is highest) and 10,128 by building count (1 is largest). Within Tennessee alone, it ranks 34 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
Gruetli-Laager and the insurance market
Gruetli-Laager's very high rating (84th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Gruetli-Laager
With 97.3% of Gruetli-Laager in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Gruetli-Laager's 84th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Gruetli-Laager, see the exposure-zones guide.