Grubbs, AR
Grubbs, AR's wildfire risk, in USFS's own numbers
USFS scores Grubbs at the 38th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 245 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Grubbs's burn probability — fire likelihood with no building count factored in — sits at the 39th percentile nationally.
What "at risk" means for the buildings here
69% of Grubbs's 245 buildings sit in USFS's Minimal exposure zone, with only 31% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Grubbs against the rest of the country
Inside Arkansas, Grubbs sits at just the 18th percentile even though it scores 38th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Grubbs ranks 19,528 for wildfire risk (1 is highest) and 23,283 by building count (1 is largest). Within Arkansas alone, it ranks 505 of 614 places by risk. See the full county-by-county picture for Arkansas on its state page.
What this risk score means for insurance
Grubbs's moderate wildfire rating (38th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Grubbs
Even with 69% of Grubbs outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Grubbs's 38th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Grubbs, see the exposure-zones guide.