Groveville, NJ
Groveville wildfire risk explained
Out of every US place USFS scores, Groveville lands at the 57th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 1,052 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Groveville at the 58th percentile, close to its 57th-percentile risk score.
What "at risk" means for the buildings here
Groveville rates 45.7% Minimal exposure against just 41.7% Direct and 12.6% Indirect — of 1,052 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How Groveville compares
Groveville's risk sits at a similar level relative to New Jersey (66th percentile statewide) as it does nationally (57th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Groveville ranks 13,499 for wildfire risk (1 is highest) and 11,583 by building count (1 is largest). Within New Jersey alone, it ranks 237 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
What this risk score means for insurance
Groveville's elevated rating (57th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Even with 45.7% of Groveville outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Groveville's figures come from
Every one of the two percentiles behind Groveville's 13,499-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Groveville's dominant minimal exposure actually means, with real examples from across the dataset.