Grovespring, MO
Grovespring wildfire risk explained
Grovespring sits at the 78th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 198 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Grovespring at the 80th percentile, close to its 78th-percentile risk score.
Where Grovespring's buildings actually sit
USFS classifies 96.5% of Grovespring's buildings as Direct exposure, higher than its 3.5% Indirect share and far above its 0% Minimal share — a profile where 191 structures sit close enough to vegetation that lot clearing matters most.
How Grovespring compares
Grovespring's 95th-percentile standing inside Missouri outpaces its 78th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Grovespring ranks 6,937 for wildfire risk (1 is highest) and 24,927 by building count (1 is largest). Within Missouri alone, it ranks 56 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Grovespring and the insurance market
Grovespring's 78th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Grovespring's 96.5% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Grovespring's figures come from
The methodology guide shows exactly how USFS turned 198 counted buildings into the percentiles shown above for Grovespring. The exposure-zones guide covers what Grovespring's dominant direct exposure actually means, with real examples from across the dataset.