Grover, WY
Grover wildfire risk explained
USFS's Wildfire Risk to Communities model puts Grover at the 85th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 431 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Grover at the 85th percentile, close to its 85th-percentile risk score.
Where Grover's buildings actually sit
Of Grover's 431 counted buildings, 94.9% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Grover against the rest of the country
Inside Wyoming, Grover sits at just the 68th percentile even though it scores 85th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Grover ranks 4,870 for wildfire risk (1 is highest) and 18,637 by building count (1 is largest). Within Wyoming alone, it ranks 62 of 192 places by risk. See the full county-by-county picture for Wyoming on its state page.
Shopping for coverage in Grover
At the 85th percentile nationally, Grover carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Grover (94.9%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Grover's figures come from
The methodology guide shows exactly how USFS turned 431 counted buildings into the percentiles shown above for Grover. The exposure-zones guide covers what Grover's dominant direct exposure actually means, with real examples from across the dataset.