Grover, CO
Grover wildfire risk explained
USFS scores Grover at the 87th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 159 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Grover at the 88th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
57.9% of Grover's 159 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 42.1% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Grover against the rest of the country
Inside Colorado, Grover sits at just the 69th percentile even though it scores 87th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Grover ranks 3,996 for wildfire risk (1 is highest) and 26,470 by building count (1 is largest). Within Colorado alone, it ranks 147 of 472 places by risk. See the full county-by-county picture for Colorado on its state page.
Shopping for coverage in Grover
At the 87th percentile nationally, Grover carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
With ember exposure the dominant pattern in Grover (57.9% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Every one of the two percentiles behind Grover's 3,996-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Grover, see the exposure-zones guide.