Groveland, FL
Groveland wildfire risk explained
USFS's Wildfire Risk to Communities model puts Groveland at the 89th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 7,134 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Groveland's burn probability — fire likelihood with no building count factored in — sits at the 90th percentile nationally.
What "at risk" means for the buildings here
54.1% of Groveland's 7,134 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 44% Direct and 2% Minimal. Vent screens and roofing material matter more here than lot clearing alone. At 7,134 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Groveland compares
Groveland scores 89th nationally and 79th within Florida — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Groveland ranks 3,426 for wildfire risk (1 is highest) and 2,404 by building count (1 is largest). Within Florida alone, it ranks 202 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Groveland and the insurance market
Groveland's very high rating (89th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Groveland
Because 54.1% of Groveland's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 7,134 counted buildings into the percentiles shown above for Groveland. For more on what indirect exposure implies beyond Groveland, see the exposure-zones guide.