Grove Hill, AL
How exposed is Grove Hill to wildfire?
USFS scores Grove Hill at the 65th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 1,424 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Grove Hill at the 66th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Grove Hill's buildings actually sit
USFS classifies 75.6% of Grove Hill's buildings as Direct exposure, higher than its 24.4% Indirect share and far above its 0% Minimal share — a profile where 1,077 structures sit close enough to vegetation that lot clearing matters most.
Where Grove Hill ranks
Grove Hill's 65th national percentile looks worse in isolation than its 36th ranking inside Alabama does — this place is on the milder end for its own state, by 29 points. Among the 31,521 US communities USFS scores, Grove Hill ranks 10,987 for wildfire risk (1 is highest) and 9,506 by building count (1 is largest). Within Alabama alone, it ranks 379 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
Grove Hill and the insurance market
At the 65th percentile nationally, Grove Hill carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
With 75.6% of Grove Hill in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,424 counted buildings into the percentiles shown above for Grove Hill. For more on what direct exposure implies beyond Grove Hill, see the exposure-zones guide.