Groton, NY
Groton, NY's wildfire risk, in USFS's own numbers
USFS scores Groton at the 17th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 1,029 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Groton at the 17th percentile, close to its 17th-percentile risk score.
Where Groton's buildings actually sit
1,029 buildings are counted in Groton, and 58.9% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How Groton compares
Compare Groton's two percentiles: 40th within New York, only 17th nationally — a gap of 23 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Groton ranks 26,070 for wildfire risk (1 is highest) and 11,730 by building count (1 is largest). Within New York alone, it ranks 773 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
At the 17th national percentile, Groton rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Groton
Groton's 58.9% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,029 counted buildings into the percentiles shown above for Groton. For more on what direct exposure implies beyond Groton, see the exposure-zones guide.