Grosse Pointe Woods, MI
How exposed is Grosse Pointe Woods to wildfire?
USFS scores Grosse Pointe Woods at the 4th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 7,797 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Grosse Pointe Woods's burn probability — fire likelihood with no building count factored in — sits at the 4th percentile nationally.
Where Grosse Pointe Woods's buildings actually sit
99.4% of Grosse Pointe Woods's 7,797 buildings sit in USFS's Minimal exposure zone, with only 0.6% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself. At 7,797 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Grosse Pointe Woods compares
Grosse Pointe Woods scores 4th nationally and 7th within Michigan — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Grosse Pointe Woods ranks 30,359 for wildfire risk (1 is highest) and 2,182 by building count (1 is largest). Within Michigan alone, it ranks 691 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
What this risk score means for insurance
At the 4th national percentile, Grosse Pointe Woods rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Even with 99.4% of Grosse Pointe Woods outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Grosse Pointe Woods's figures come from
The methodology guide shows exactly how USFS turned 7,797 counted buildings into the percentiles shown above for Grosse Pointe Woods. The exposure-zones guide covers what Grosse Pointe Woods's dominant minimal exposure actually means, with real examples from across the dataset.