Grosse Pointe Park, MI
Grosse Pointe Park wildfire risk explained
Out of every US place USFS scores, Grosse Pointe Park lands at the 2nd percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 5,237 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Grosse Pointe Park at the 2nd percentile, close to its 2nd-percentile risk score.
Grosse Pointe Park's building exposure, zone by zone
Most of Grosse Pointe Park's buildings (99.2% of 5,237) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure. At 5,237 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Grosse Pointe Park against the rest of the country
Grosse Pointe Park's risk sits at a similar level relative to Michigan (3rd percentile statewide) as it does nationally (2nd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Grosse Pointe Park ranks 30,862 for wildfire risk (1 is highest) and 3,293 by building count (1 is largest). Within Michigan alone, it ranks 722 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
Grosse Pointe Park and the insurance market
Grosse Pointe Park's low rating (2nd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Grosse Pointe Park's 99.2% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Grosse Pointe Park's figures come from
The methodology guide shows exactly how USFS turned 5,237 counted buildings into the percentiles shown above for Grosse Pointe Park. The exposure-zones guide covers what Grosse Pointe Park's dominant minimal exposure actually means, with real examples from across the dataset.