Groom, TX
Groom wildfire risk explained
Groom sits at the 58th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 487 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Groom at the 54th national percentile — 4 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Groom's buildings actually sit
Only 16.4% of Groom's 487 buildings carry Direct exposure and 0% carry Indirect; the remaining 83.6% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Where Groom ranks
Groom ranks lower within Texas (12th percentile statewide) than its 58th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Groom ranks 13,252 for wildfire risk (1 is highest) and 17,591 by building count (1 is largest). Within Texas alone, it ranks 1,575 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Groom and the insurance market
Groom's elevated rating (58th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Groom's 83.6% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Groom's figures come from
Groom's 58th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Groom's dominant minimal exposure actually means, with real examples from across the dataset.