Griswold, IA
Griswold, IA's wildfire risk, in USFS's own numbers
Griswold sits at the 52nd percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 706 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Griswold at the 53rd percentile, close to its 52nd-percentile risk score.
Where Griswold's buildings actually sit
Most of Griswold's buildings (93.1% of 706) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
How Griswold compares
Within Iowa, Griswold ranks higher (72nd percentile) than it does nationally (52nd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Griswold ranks 15,087 for wildfire risk (1 is highest) and 14,593 by building count (1 is largest). Within Iowa alone, it ranks 290 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
What this risk score means for insurance
Griswold's elevated wildfire rating (52nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Griswold's 93.1% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 706 counted buildings into the percentiles shown above for Griswold. For more on what minimal exposure implies beyond Griswold, see the exposure-zones guide.