Gridley, IL
How exposed is Gridley to wildfire?
USFS's Wildfire Risk to Communities model puts Gridley at the 0th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 820 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Gridley at the 0th percentile, close to its 0th-percentile risk score.
Where Gridley's buildings actually sit
Only 2.7% of Gridley's 820 buildings carry Direct exposure and 0% carry Indirect; the remaining 97.3% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Gridley against the rest of the country
There's little gap between Gridley's 0th national percentile and its 1st percentile inside Illinois, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Gridley ranks 31,510 for wildfire risk (1 is highest) and 13,446 by building count (1 is largest). Within Illinois alone, it ranks 1,436 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
At the 0th national percentile, Gridley rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Even with 97.3% of Gridley outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Gridley's 31,510-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Gridley, see the exposure-zones guide.