Greycliff, MT
Greycliff wildfire risk explained
Greycliff sits at the 79th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 93 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Greycliff's burn probability — fire likelihood with no building count factored in — sits at the 77th percentile nationally.
Where Greycliff's buildings actually sit
93 buildings are counted in Greycliff, and 65.6% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How Greycliff compares
Greycliff ranks lower within Montana (52nd percentile statewide) than its 79th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Greycliff ranks 6,495 for wildfire risk (1 is highest) and 29,361 by building count (1 is largest). Within Montana alone, it ranks 229 of 475 places by risk. See the full county-by-county picture for Montana on its state page.
What this risk score means for insurance
Greycliff's high rating (79th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Greycliff's 65.6% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Greycliff's 6,495-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Greycliff, see the exposure-zones guide.