Grey Forest, TX
Grey Forest, TX's wildfire risk, in USFS's own numbers
Grey Forest's 345 buildings earn a 81st-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Grey Forest at the 80th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Direct exposure dominates in Grey Forest: 100% of its 345 buildings, versus 0% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Grey Forest ranks
Grey Forest's 81st national percentile looks worse in isolation than its 64th ranking inside Texas does — this place is on the milder end for its own state, by 17 points. Among the 31,521 US communities USFS scores, Grey Forest ranks 5,996 for wildfire risk (1 is highest) and 20,460 by building count (1 is largest). Within Texas alone, it ranks 647 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Grey Forest's very high rating (81st percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Grey Forest's 100% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Grey Forest's figures come from
Every one of the two percentiles behind Grey Forest's 5,996-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Grey Forest's dominant direct exposure actually means, with real examples from across the dataset.