Grey Eagle, MN
Grey Eagle, MN's wildfire risk, in USFS's own numbers
Grey Eagle sits at the 52nd percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 259 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Grey Eagle at the 51st national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Grey Eagle's buildings actually sit
Most of Grey Eagle's buildings (81.5%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Grey Eagle against the rest of the country
Compare Grey Eagle's two percentiles: 77th within Minnesota, only 52nd nationally — a gap of 25 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Grey Eagle ranks 15,033 for wildfire risk (1 is highest) and 22,855 by building count (1 is largest). Within Minnesota alone, it ranks 210 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
What this risk score means for insurance
Grey Eagle's elevated wildfire rating (52nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Grey Eagle's 81.5% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Grey Eagle's figures come from
The methodology guide shows exactly how USFS turned 259 counted buildings into the percentiles shown above for Grey Eagle. The exposure-zones guide covers what Grey Eagle's dominant indirect exposure actually means, with real examples from across the dataset.