Gretna, NE
How exposed is Gretna to wildfire?
USFS's Wildfire Risk to Communities model puts Gretna at the 59th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 3,826 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Gretna at the 56th percentile, close to its 59th-percentile risk score.
Where Gretna's buildings actually sit
Most of Gretna's buildings (88% of 3,826) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Gretna against the rest of the country
Gretna's risk sits at a similar level relative to Nebraska (49th percentile statewide) as it does nationally (59th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Gretna ranks 12,805 for wildfire risk (1 is highest) and 4,403 by building count (1 is largest). Within Nebraska alone, it ranks 296 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
What this risk score means for insurance
At the 59th national percentile, Gretna rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Gretna
Even with 88% of Gretna outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 3,826 counted buildings into the percentiles shown above for Gretna. For more on what minimal exposure implies beyond Gretna, see the exposure-zones guide.