Gretna, FL
How exposed is Gretna to wildfire?
Gretna sits at the 74th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 705 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Gretna's burn probability — fire likelihood with no building count factored in — sits at the 74th percentile nationally.
What "at risk" means for the buildings here
Of Gretna's 705 counted buildings, 74% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Gretna compares
Inside Florida, Gretna sits at just the 35th percentile even though it scores 74th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Gretna ranks 8,088 for wildfire risk (1 is highest) and 14,599 by building count (1 is largest). Within Florida alone, it ranks 625 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Gretna and the insurance market
At the 74th percentile nationally, Gretna carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Gretna
Gretna's 74% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Gretna's figures come from
Gretna's 74th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Gretna's dominant direct exposure actually means, with real examples from across the dataset.