Grenelefe, FL
How exposed is Grenelefe to wildfire?
USFS scores Grenelefe at the 88th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 860 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Grenelefe at the 90th percentile, close to its 88th-percentile risk score.
What "at risk" means for the buildings here
89.5% of Grenelefe's 860 buildings sit in USFS's Direct exposure zone, roughly 770 structures close enough to burnable vegetation for flame contact, not just embers — 6.7% fall in the Indirect, ember-only zone and 3.7% are Minimal.
How Grenelefe compares
Grenelefe scores 88th nationally and 74th within Florida — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Grenelefe ranks 3,840 for wildfire risk (1 is highest) and 13,078 by building count (1 is largest). Within Florida alone, it ranks 247 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
What this risk score means for insurance
At the 88th percentile nationally, Grenelefe carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Grenelefe's 89.5% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Grenelefe's 88th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Grenelefe, see the exposure-zones guide.