Gregory, TX
Gregory, TX's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Gregory at the 25th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 914 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Gregory's burn probability — fire likelihood with no building count factored in — sits at the 25th percentile nationally.
Gregory's building exposure, zone by zone
Most of Gregory's buildings (92.9% of 914) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Gregory against the rest of the country
Gregory ranks lower within Texas (2nd percentile statewide) than its 25th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Gregory ranks 23,651 for wildfire risk (1 is highest) and 12,609 by building count (1 is largest). Within Texas alone, it ranks 1,763 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Gregory's moderate rating (25th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Gregory
Gregory's 92.9% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Gregory's 23,651-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Gregory, see the exposure-zones guide.