Greenwood, NE
Greenwood, NE's wildfire risk, in USFS's own numbers
USFS scores Greenwood at the 41st national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 439 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Greenwood at the 38th percentile, close to its 41st-percentile risk score.
Greenwood's building exposure, zone by zone
Only 12.8% of Greenwood's 439 buildings carry Direct exposure and 0% carry Indirect; the remaining 87.2% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Greenwood against the rest of the country
Inside Nebraska, Greenwood sits at just the 24th percentile even though it scores 41st nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Greenwood ranks 18,656 for wildfire risk (1 is highest) and 18,484 by building count (1 is largest). Within Nebraska alone, it ranks 441 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
What this risk score means for insurance
Greenwood's elevated wildfire rating (41st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Greenwood's 87.2% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 439 counted buildings into the percentiles shown above for Greenwood. For more on what minimal exposure implies beyond Greenwood, see the exposure-zones guide.