Greenwood Lake, NY
How exposed is Greenwood Lake to wildfire?
Out of every US place USFS scores, Greenwood Lake lands at the 51st percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 1,500 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Greenwood Lake's burn probability — fire likelihood with no building count factored in — sits at the 49th percentile nationally.
Where Greenwood Lake's buildings actually sit
USFS classifies 50.7% of Greenwood Lake's buildings as Direct exposure, higher than its 47.1% Indirect share and far above its 2.1% Minimal share — a profile where 761 structures sit close enough to vegetation that lot clearing matters most.
Where Greenwood Lake ranks
Greenwood Lake's 96th-percentile standing inside New York outpaces its 51st national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Greenwood Lake ranks 15,544 for wildfire risk (1 is highest) and 9,169 by building count (1 is largest). Within New York alone, it ranks 60 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Shopping for coverage in Greenwood Lake
Greenwood Lake's elevated wildfire rating (51st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Because Direct exposure dominates in Greenwood Lake (50.7%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Greenwood Lake's 51st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Greenwood Lake, see the exposure-zones guide.