Greenwood, FL
Greenwood, FL's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Greenwood at the 58th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 447 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Greenwood at the 60th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Greenwood's building exposure, zone by zone
91.1% of Greenwood's 447 buildings sit in USFS's Direct exposure zone, roughly 407 structures close enough to burnable vegetation for flame contact, not just embers — 9% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Greenwood ranks
Greenwood ranks lower within Florida (11th percentile statewide) than its 58th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Greenwood ranks 13,293 for wildfire risk (1 is highest) and 18,326 by building count (1 is largest). Within Florida alone, it ranks 848 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Greenwood and the insurance market
Greenwood's elevated rating (58th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With 91.1% of Greenwood in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Greenwood's 58th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Greenwood, see the exposure-zones guide.