Greenwich (Cumberland), NJ
Greenwich (Cumberland) wildfire risk explained
Out of every US place USFS scores, Greenwich (Cumberland) lands at the 72nd percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 233 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Greenwich (Cumberland) at the 65th national percentile — 7 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Greenwich (Cumberland)'s buildings actually sit
USFS classifies 61.4% of Greenwich (Cumberland)'s buildings as Direct exposure, higher than its 34.3% Indirect share and far above its 4.3% Minimal share — a profile where 143 structures sit close enough to vegetation that lot clearing matters most.
How Greenwich (Cumberland) compares
Greenwich (Cumberland)'s risk sits at a similar level relative to New Jersey (81st percentile statewide) as it does nationally (72nd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Greenwich (Cumberland) ranks 8,829 for wildfire risk (1 is highest) and 23,704 by building count (1 is largest). Within New Jersey alone, it ranks 137 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Greenwich (Cumberland) and the insurance market
Greenwich (Cumberland)'s high rating (72nd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Greenwich (Cumberland)
Greenwich (Cumberland)'s 61.4% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Greenwich (Cumberland)'s 8,829-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Greenwich (Cumberland), see the exposure-zones guide.