Greenwater, WA
How exposed is Greenwater to wildfire?
Greenwater's 79 buildings earn a 85th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Greenwater at the 85th percentile, close to its 85th-percentile risk score.
Where Greenwater's buildings actually sit
79 buildings are counted in Greenwater, and 100% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Where Greenwater ranks
Greenwater scores 85th nationally and 76th within Washington — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Greenwater ranks 4,839 for wildfire risk (1 is highest) and 29,949 by building count (1 is largest). Within Washington alone, it ranks 150 of 628 places by risk. See the full county-by-county picture for Washington on its state page.
What this risk score means for insurance
At the 85th percentile nationally, Greenwater carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
With 100% of Greenwater in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Greenwater's 4,839-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Greenwater, see the exposure-zones guide.