Greenville, TX
How exposed is Greenville to wildfire?
Greenville sits at the 73rd percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 11,641 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Greenville at the 73rd national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Greenville's building exposure, zone by zone
USFS puts 60.1% of Greenville's 11,641 buildings in the Indirect exposure zone, versus 28.9% Direct and 11% Minimal — a place where the fire doesn't need to reach the structure directly for embers to. At 11,641 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Greenville compares
Inside Texas, Greenville sits at just the 38th percentile even though it scores 73rd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Greenville ranks 8,677 for wildfire risk (1 is highest) and 1,348 by building count (1 is largest). Within Texas alone, it ranks 1,118 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Greenville's 73rd-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Because 60.1% of Greenville's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Greenville's 73rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Greenville, see the exposure-zones guide.