Greensburg, KY
Greensburg wildfire risk explained
Out of every US place USFS scores, Greensburg lands at the 34th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 1,269 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Greensburg at the 37th percentile, close to its 34th-percentile risk score.
What "at risk" means for the buildings here
USFS classifies 59.1% of Greensburg's buildings as Direct exposure, higher than its 40.9% Indirect share and far above its 0% Minimal share — a profile where 750 structures sit close enough to vegetation that lot clearing matters most.
How Greensburg compares
Greensburg's 62nd-percentile standing inside Kentucky outpaces its 34th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Greensburg ranks 20,921 for wildfire risk (1 is highest) and 10,248 by building count (1 is largest). Within Kentucky alone, it ranks 209 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
What this risk score means for insurance
Greensburg's moderate rating (34th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Because Direct exposure dominates in Greensburg (59.1%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Greensburg's figures come from
Greensburg's 34th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Greensburg's dominant direct exposure actually means, with real examples from across the dataset.