Greenfield, OH
Greenfield, OH's wildfire risk, in USFS's own numbers
Greenfield sits at the 14th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 2,533 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Greenfield's burn probability — fire likelihood with no building count factored in — sits at the 16th percentile nationally.
Greenfield's building exposure, zone by zone
83.1% of Greenfield's 2,533 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 15.9% Direct and 1.1% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Greenfield against the rest of the country
Compare Greenfield's two percentiles: 41st within Ohio, only 14th nationally — a gap of 27 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Greenfield ranks 27,175 for wildfire risk (1 is highest) and 6,238 by building count (1 is largest). Within Ohio alone, it ranks 749 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
What this risk score means for insurance
At the 14th national percentile, Greenfield rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Greenfield's 83.1% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Greenfield's figures come from
Greenfield's 14th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Greenfield's dominant indirect exposure actually means, with real examples from across the dataset.