Greenfield (Monterey), CA
Greenfield (Monterey), CA's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Greenfield (Monterey) at the 68th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 4,137 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Greenfield (Monterey) at the 66th percentile, close to its 68th-percentile risk score.
What "at risk" means for the buildings here
Most of Greenfield (Monterey)'s buildings (94.1% of 4,137) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Where Greenfield (Monterey) ranks
Inside California, Greenfield (Monterey) sits at just the 26th percentile even though it scores 68th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Greenfield (Monterey) ranks 9,983 for wildfire risk (1 is highest) and 4,112 by building count (1 is largest). Within California alone, it ranks 1,167 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
Shopping for coverage in Greenfield (Monterey)
Greenfield (Monterey)'s 68th-percentile score lands in California, the only two states requiring a wildfire disclosure at sale. California's surplus-lines homeowners market passed 300,000 policies for the first time in 2025, driven by carriers pulling back from wildfire-exposed areas statewide. The disclosure-law guide covers what it requires.
What would actually reduce this score
With 94.1% of buildings rated Minimal exposure, Greenfield (Monterey) gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Greenfield (Monterey)'s figures come from
The methodology guide shows exactly how USFS turned 4,137 counted buildings into the percentiles shown above for Greenfield (Monterey). The exposure-zones guide covers what Greenfield (Monterey)'s dominant minimal exposure actually means, with real examples from across the dataset.