Greenfield, MN
Greenfield, MN's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Greenfield at the 43rd national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 1,914 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Greenfield's burn probability — fire likelihood with no building count factored in — sits at the 43rd percentile nationally.
What "at risk" means for the buildings here
82.7% of Greenfield's 1,914 buildings sit in USFS's Direct exposure zone, roughly 1,582 structures close enough to burnable vegetation for flame contact, not just embers — 0.4% fall in the Indirect, ember-only zone and 17% are Minimal.
Where Greenfield ranks
Compare Greenfield's two percentiles: 61st within Minnesota, only 43rd nationally — a gap of 18 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Greenfield ranks 17,865 for wildfire risk (1 is highest) and 7,724 by building count (1 is largest). Within Minnesota alone, it ranks 355 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
What this risk score means for insurance
Greenfield's elevated wildfire rating (43rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Greenfield
With 82.7% of Greenfield in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,914 counted buildings into the percentiles shown above for Greenfield. For more on what direct exposure implies beyond Greenfield, see the exposure-zones guide.