Greenfield, MA
Greenfield, MA's wildfire risk, in USFS's own numbers
Greenfield sits at the 26th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 8,040 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Greenfield at the 23rd national percentile — 3 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Greenfield's buildings actually sit
Most of Greenfield's buildings (60.6%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone. At 8,040 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Greenfield compares
Within Massachusetts, Greenfield ranks higher (54th percentile) than it does nationally (26th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Greenfield ranks 23,193 for wildfire risk (1 is highest) and 2,098 by building count (1 is largest). Within Massachusetts alone, it ranks 114 of 248 places by risk. See the full county-by-county picture for Massachusetts on its state page.
What this risk score means for insurance
Greenfield's moderate rating (26th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With ember exposure the dominant pattern in Greenfield (60.6% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
The methodology guide shows exactly how USFS turned 8,040 counted buildings into the percentiles shown above for Greenfield. For more on what indirect exposure implies beyond Greenfield, see the exposure-zones guide.