Greenfield, IN
Greenfield wildfire risk explained
Out of every US place USFS scores, Greenfield lands at the 5th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 9,793 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Greenfield's burn probability — fire likelihood with no building count factored in — sits at the 5th percentile nationally.
What "at risk" means for the buildings here
USFS classifies 90.6% of Greenfield's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 9.4% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one. At 9,793 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Greenfield compares
Within Indiana, Greenfield ranks higher (33rd percentile) than it does nationally (5th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Greenfield ranks 30,096 for wildfire risk (1 is highest) and 1,664 by building count (1 is largest). Within Indiana alone, it ranks 648 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Shopping for coverage in Greenfield
Greenfield's low wildfire rating (5th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Even with 90.6% of Greenfield outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Greenfield's figures come from
Greenfield's 5th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Greenfield's dominant minimal exposure actually means, with real examples from across the dataset.