Greendale, IN
Greendale, IN's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Greendale at the 17th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 2,287 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Greendale at the 19th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Most of Greendale's buildings (71.1%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Greendale against the rest of the country
Compare Greendale's two percentiles: 73rd within Indiana, only 17th nationally — a gap of 56 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Greendale ranks 26,087 for wildfire risk (1 is highest) and 6,732 by building count (1 is largest). Within Indiana alone, it ranks 263 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
Greendale's low rating (17th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With ember exposure the dominant pattern in Greendale (71.1% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Greendale's 17th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Greendale, see the exposure-zones guide.