Greenbush, MN
Greenbush wildfire risk explained
Greenbush sits at the 71st percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 638 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Greenbush at the 70th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Greenbush's buildings actually sit
USFS classifies 45.1% of Greenbush's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 29.8% Direct and 25.1% Indirect — a landscape-level risk rather than a building-by-building one.
How Greenbush compares
Compare Greenbush's two percentiles: 94th within Minnesota, only 71st nationally — a gap of 23 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Greenbush ranks 9,112 for wildfire risk (1 is highest) and 15,360 by building count (1 is largest). Within Minnesota alone, it ranks 53 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
What this risk score means for insurance
At the 71st percentile nationally, Greenbush carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Greenbush's 45.1% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Greenbush's 71st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Greenbush, see the exposure-zones guide.