Greenbrier, TN
Greenbrier, TN's wildfire risk, in USFS's own numbers
Greenbrier sits at the 38th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 3,096 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Greenbrier at the 40th percentile, close to its 38th-percentile risk score.
Greenbrier's building exposure, zone by zone
3,096 buildings are counted in Greenbrier, and 66.3% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Where Greenbrier ranks
Greenbrier's risk sits at a similar level relative to Tennessee (27th percentile statewide) as it does nationally (38th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Greenbrier ranks 19,648 for wildfire risk (1 is highest) and 5,295 by building count (1 is largest). Within Tennessee alone, it ranks 366 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
Greenbrier and the insurance market
Greenbrier's moderate wildfire rating (38th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Greenbrier's 66.3% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Greenbrier's figures come from
Greenbrier's 38th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Greenbrier's dominant direct exposure actually means, with real examples from across the dataset.