Greenback, TN
How exposed is Greenback to wildfire?
Out of every US place USFS scores, Greenback lands at the 76th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 997 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Greenback at the 81st percentile, close to its 76th-percentile risk score.
Where Greenback's buildings actually sit
Direct exposure dominates in Greenback: 78.9% of its 997 buildings, versus 21.1% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Greenback compares
Greenback scores 76th nationally and 79th within Tennessee — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Greenback ranks 7,511 for wildfire risk (1 is highest) and 11,959 by building count (1 is largest). Within Tennessee alone, it ranks 105 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
Greenback and the insurance market
Greenback's 76th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Greenback's 78.9% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Greenback's 7,511-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Greenback, see the exposure-zones guide.